TECU Credit Union To Pay Damages To Couple

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A high court master today ordered TECU Credit Union to pay a La Romaine couple $57,200 in damages and costs.

This after the credit union did a defective title search over a parcel of land. In 2009, Ernest Trotman and his wife Camille Trotman sued the credit union, through their attorney, Kevin Ratiram. 

Testifying in court, Mr. Trotman stated that in 2005, he and his wife applied for a loan from the credit union to buy a piece of land. 

They were told by a manager that the credit union would have to do do a search to ensure that there were no encumbrances on the land, and the Trotmans would have to pay for the search,to which they agreed. 

About 2 weeks later, the Trotmans were told that the search had been completed, and it showed no defects in title. 

As a result, they purchased the land. He went on to state that in 2006, they applied to the credit union for a second mortgage on the land. 

The credit union sent them to their attorneys, to do another search on the land. 

On this occasion, it was realised that the title to the land was defective, and as a result, the credit union could not grant another mortgage. 

The Trotmans then sued for breach of contract and negligence. 

Today, Master Martha Alexander, presiding in the San Fernando High Court, awarded the Trotmans $50,000 in damages, and $7,200 in costs.